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Insurance Surety Bonds

Context: Recently, some of the leading general insurers like New India Assurance, SBI General Insurance etc. have announced their plans to issue Surety Bonds, but nobody has been able to do so due to lack of supporting elements. Relevance: GS III: Indian Economy Dimensions of the Article: Insurance Surety Bonds: Parties Involved: Advantages of Insurance […]

Alarming Trends in Global Debt

Context: Global debt has reached a historic high of $307 trillion in the second quarter of 2023, marking a significant increase of approximately $100 trillion over the past decade. Additionally, global debt as a percentage of Gross Domestic Product (GDP) is on the rise again, reaching 336%, following a previous decline that spanned seven consecutive […]

India Post Payments Bank

Context: Recently, the customers of India Post Payments Bank have been receiving an SMS claiming that their accounts will be blocked if they fail to update their PAN card details, which the Press Information Bureau called fake. Relevance: GS III- Indian Economy About India Post Payments Bank (IPPB)

Bima Sugam: Simplifying and Digitizing the Insurance Marketplace

Context: Recently, the Insurance Regulatory and Development Authority of India (IRDAI) has formed a steering committee to act as the apex decision-making body for the creation of its ambitious ‘Bima Sugam’ online platform. IRDAI says Bima Sugam is an electronic marketplace protocol which would universalise and democratize insurance. This protocol will be connected with India Stack. Relevance: GS III: […]

Transformation of India’s Fan Market

Context: India’s fan market is undergoing a transformative evolution, driven by changes in policy and a growing commitment to sustainable energy practices. Relevance: GS III: Indian Economy Dimensions of the Article: Reasons for the Transformation of the Ceiling Fan Market in India Sustainable Energy Commitment: Climate Change Awareness: Emissions Reduction Goals: Household Electricity Consumption: Widespread Fan […]

State of Working India 2023 Report: Analyzing the Indian Workforce

Context: Azim Premji University’s Centre for Sustainable Employment has published the “State of Working India 2023” report, providing insights into the Indian workforce. The report analyzes unemployment rates, women’s participation, intergenerational mobility, and caste-based workforce dynamics. Data from sources like the National Statistical Office’s surveys, including Employment-Unemployment Surveys and Periodic Labour Force Surveys, as well […]

Status Of Household Savings

Context: The most recent information from the Reserve Bank of India (RBI) concerning household financial holdings and debts has been subject to differing interpretations. Some experts argue that households are reducing their savings and taking on loans to maintain their spending due to sluggish income growth since the onset of the Covid pandemic. However, the […]

About Salem Sago

Context: Recently, the Salem Starch and Sago Manufacturers Service Industrial Cooperative Society Ltd. (popularly called SAGOSERVE) received a Geographical Indication Tag, or GI Tag, for Salem sago. Relevance: GS III: Indian Economy Dimensions of the Article: Salem Sago: Tapioca: Climate and Soil Requirements: Geographical Indications (GI) Tag Definition and Importance: Administration and Registration: Significance and […]

About A Sovereign Gold Bond Scheme (SGB)

Context: The Reserve Bank of India (RBI) recently announced the issue price for the upcoming Sovereign Gold Bond (SGB) Tranche 2. Relevance: GS II- Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment. Dimensions of the Article: About Sovereign Gold Bond Scheme (SGB) Benefits of Sovereign Gold Bond

RBI, Banks Plan New Features To Boost CBDC Transactions

Context: The Reserve Bank of India (RBI) is collaborating with financial institutions to incorporate fresh functionalities aimed at promoting the adoption of the central bank digital currency (CBDC), often referred to as the e-rupee. This information comes from six individuals who are knowledgeable about the situation. Relevance: GS3- Indian Economy Dimensions of the article: About […]

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