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PIB Summaries 01 February 2025

  1. MENTAL HEALTH OF YOUTH WILL DRIVE FUTURE ECONOMY: ECONOMIC SURVEY 2024-25
  2. 7.75 CRORE KISAN CREDIT CARDS OPERATIONAL AS OF MARCH 2024: ECONOMIC SURVEY 2024-25


Mental well-being is not merely the absence of illness but a composite state encompassing emotional, social, cognitive, and physical health.

Given India’s economic aspirations, the Economic Survey emphasizes the urgent need to address deteriorating mental health trends.

Relevance:GS 1 (Society) ,GS 2(Social Issues)

 The Link Between Lifestyle Choices and Mental Well-Being

  • The overuse of the internet and social media, especially among children and adolescents, is a leading cause of rising mental health concerns.
  • Citing Jonathan Haidt’s work, the Survey warns against the “phone-based childhood,” which is altering traditional developmental experiences.
  • Dietary habits also play a crucial role—excessive consumption of ultra-processed or junk food is linked to poorer mental health outcomes.
  • Physical activity: Individuals who rarely exercise are more prone to stress, anxiety, and depression.
  • Social isolation due to excessive screen time and lack of real-world social interactions is worsening psychological health.

Economic Implications:

  • Poor mental well-being reduces workforce efficiency, innovation, and overall productivity, creating a drag on economic growth.
  • Addressing mental well-being is necessary to capitalize on India’s demographic dividend, ensuring that the youth remain skilled, educated, and mentally fit.

 Workplace Culture: A Determinant of Mental Well-Being and Productivity

  • Hostile work environments, long working hours, and excessive desk time contribute to stress, burnout, and reduced productivity.
  • The Survey warns that toxic workplace culture can curb economic growth, as it diminishes the creativity and efficiency of the workforce.
  • Healthy workplace interventions, such as flexible work hours, mental health support, and social engagement initiatives, can enhance well-being and efficiency.

Policy Implications:

  • Governments and corporations must integrate mental health strategies into workplace policies.
  • Encouraging work-life balance through regulated working hours and stress management programs can boost long-term economic output.

 Family Situations and Their Role in Mental Health

  • Strong family bonds act as a protective factor against mental health challenges.
  • The Survey stresses the need for school and family-level interventions to promote real-life interactions, such as:
  • Playing outdoors
  • Meeting friends
  • Engaging in family activities
  • Lack of family interaction, exacerbated by digital distractions, contributes to loneliness and declining mental resilience.

Social Implications:

  • Traditional family values and communal living foster emotional support and stability.
  • Returning to our roots, as emphasized in the Survey, suggests that preserving cultural and social traditions can bolster mental well-being.

The Need for Preventive Strategies and Policy Interventions

  • Mental well-being should be at the center of India’s economic agenda, considering its long-term impact on human welfare.

Preventive strategies include:

  • Regulating screen time for children and adolescents.
  • Promoting outdoor activities and community engagement.
  • Encouraging healthier lifestyle choices, including balanced diets and regular exercise.
  • Reforming workplace policies to prioritize mental health.

Key Takeaway:

A holistic approach—spanning lifestyle modifications, workplace reforms, and family strengthening—will be crucial in mitigating mental health concerns and sustaining India’s economic growth trajectory.



The Economic Survey 2024-25 highlights the transformational shift in India’s agricultural sector by improving institutional credit accessibility, expanding insurance coverage, and modernizing agricultural infrastructure.

Relevance: GS 3(Agriculture, Economy)

The three critical themes emerging from the Survey include:

1. Enhancing Financial Inclusion – Growth in Kisan Credit Cards (KCC) and Ground-Level Credit (GLC)

2. Strengthening Social Security & Food Security – Expansion of PM-KISAN, PM Fasal Bima Yojana (PMFBY), and the National Food Security Act (NFSA)

3. Modernization of Agriculture – Mechanization through SHGs & Drones, e-NAM digital marketing reforms, and Smart Warehousing solutions

1. Strengthening Financial Inclusion in Agriculture

  • Kisan Credit Card (KCC): Expanding Institutional Credit
  • 7.75 crore KCCs operational as of March 2024, with ₹9.81 lakh crore in outstanding loans.
  • Special focus on fisheries & animal husbandry – 1.24 lakh & 44.40 lakh KCCs issued for these sectors.
  • Impact: Reduces dependence on informal credit sources (down from 90% in 1950 to 25% in 2022).
  • Ground-Level Credit (GLC): Rising Credit Flow to Small & Marginal Farmers
  • CAGR of 12.98% (2014-2025) – GLC rose from ₹8.45 lakh crore (2014-15) to ₹25.48 lakh crore (2023-24).
  • Small & marginal farmers’ share increased from 41% (₹3.46 lakh crore) to 57% (₹14.39 lakh crore).
  • Modified Interest Subvention Scheme (MISS)
  • ₹1 lakh crore claims processed digitally via Kisan Rin Portal (KRP).
  • Priority sector lending – 40% of Adjusted Net Bank Credit (ANBC) allocated for agriculture.
  • Impact: Ensures affordable credit, higher investment in farm inputs, and sustained agricultural productivity.

2. Expanding Social Security & Food Security for Farmers

  • PM Fasal Bima Yojana (PMFBY): Insurance Penetration & Risk Mitigation
  • 26% rise in enrolled farmers (4 crore in FY24 vs. 3.17 crore in FY23).
  • Insured area expanded by 19% (600 lakh ha in FY24 from 500 lakh ha in FY23).
  • Participation of states & insurers increased – 24 states & 15 insurers in FY25.
  • Impact: Lower insurance premiums (by 32%) and higher farmer resilience to climate risks.

PM-KISAN & Pradhan Mantri Kisan Maandhan Yojana (PMKMY)

  • 11 crore farmers benefited under PM-KISAN.
  • 23.61 lakh farmers enrolled under PMKMY (pension scheme).
  • Impact: Direct income support & pension security, leading to better financial stability for farmers.

National Food Security Act (NFSA) & PM Garib Kalyan Anna Yojana (PMGKAY)

  • Coverage: Two-thirds of India’s population (81.35 crore people).
  • Free food grains for 5 more years from January 2024 under PMGKAY.
  • Smart Warehouses & Steel Silos (PPP model) – Prevent food grain wastage.
  • Impact: Food security at scale, ensuring affordable nutrition for the vulnerable population.

3. Modernization & Infrastructure Reforms in Agriculture

  • Agricultural Mechanization: Drone Technology for SHGs
  • 15,000 Women SHGs to receive agricultural drones.
  • 80% financial assistance (up to ₹8 lakh per SHG).
  • Projected impact: Each SHG can earn ₹1 lakh annually, improving farm efficiency & women empowerment.

Agricultural Market Reforms: e-NAM Expansion

  • 1.78 crore farmers & 2.62 lakh traders registered.
  • 9,204 FPOs onboarded, with ₹237 crore in equity grants.
  • ₹75 lakh financial assistance per APMC Mandi for digital infrastructure.
  • Impact: Direct farmer-to-market linkages, transparent pricing, and higher bargaining power.

Smart Warehousing & Storage Infrastructure

  • Smart Warehouse Initiative (in collaboration with WFP & IGMRI): Real-time monitoring of temperature, humidity & rodent activity.
  • Flospan: Mobile Storage Units (MSU) – Piloted in six states (J&K, HP, Rajasthan, Mizoram, Uttarakhand, Chhattisgarh).
  • Impact: Minimized post-harvest losses & enhanced food security.

Conclusion: Agricultural Reforms Driving Growth & Inclusivity

  • Financial inclusion through KCCs & GLC ensures cheap & timely credit.
  • Welfare schemes (PMFBY, PM-KISAN, NFSA, PMKMY) provide stability & social security.
  • Market & infrastructure reforms (e-NAM, Smart Warehousing, Drone mechanization) boost efficiency & income.

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