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About Pradhan Mantri Awas Yojana (Gramin)

Context:

The Centre has relaxed the automatic exclusion criteria for the Pradhan Mantri Awas Yojana-Gramin (PMAY-G), allowing families with certain assets to avail of the rural housing scheme.

Relevance:

GS II- Welfare Schemes

Dimensions of the Article:

  1. Updated Guidelines for PMAY-Gramin:
  2. PMAY-G (Pradhan Mantri Awaas Yojana-Gramin)

Updated Guidelines for PMAY-Gramin:

  • Eligibility Expansion: Families possessing specific assets, including two-wheelers, motorized fishing boats, refrigerators, landline phones, and earning up to Rs 15,000 monthly, can now participate in the rural housing scheme.
  • Previous Barriers Removed: Such assets previously disqualified families from the scheme.
  • Persistent Exclusions: Restrictions still apply to:
    • Owners of motorized three or four-wheelers,
    • Holders of mechanized agricultural equipment,
    • Possessors of a Kisan Credit Card with limits over Rs 50,000,
    • Individuals in government employment,
    • Owners of registered non-agricultural businesses,
    • Taxpaying households.
  • Goals for Rural Development: Revised criteria support the government’s objective to construct an additional two crore rural houses by 2028-29.
  • Progress to Date: Currently, 2.65 crore homes have been constructed, approaching the initial target of 2.95 crore under the Housing for All initiative.

PMAY-G (Pradhan Mantri Awaas Yojana-Gramin)

  • PMAY-G is a rural housing program that aims to provide pucca houses with basic amenities to houseless households and those living in kutcha and dilapidated houses by 2022.
  • It was introduced in 2016 to address gaps identified in the previous rural housing program, Indira Awas Yojana.
  • The immediate objective is to cover 1 crore households living in kutcha and dilapidated houses by 2018-19.
  • The program selects beneficiaries using housing deprivation parameters from the Socio-Economic Caste Census 2011, verified by Gram Sabhas.
Salient Features of PMAY-G:
  • Minimum size of the house increased to 25 sq.mt with a hygienic cooking space.
  • Increased unit assistance for construction, shared between the Central and State Governments.
  • Leveraging convergence with other programs for assistance in toilet construction, piped drinking water, electricity connection, LPG gas connection, etc.
  • National Technical Support Agency (NTSA) established for better quality construction.
  • Training and certification program for masons launched.
  • Implementation and monitoring through e-Governance model using Awaas Soft and Awaas App.
  • Community participation through social audit and oversight by Member of Parliament (DISHA Committee).

September 2024
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